01757 247287 sales@prestigeperformanceyorkshire.co.uk Mon - Fri: 09:00 to 17:30, Sat: 09:00 to 15:00

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Finance options available

Prestige Performance (Yorkshire) Ltd (FRN 655861) trading as Prestige Performance Yorkshire is authorised and regulated by the Financial Conduct Authority.

We are a credit broker and not a lender. We can introduce you to a limited number of lenders and their finance products which may have different interest rates and charges.
We are not an independent financial advisor. We will provide details of products available from the lenders we work with, but no advice or recommendation will be made. You must decide whether the finance product is right for you. We do not charge you a fee for our services. Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow).

The lenders we work with could pay commission at different rates. However, the amount of commission we receive from a lender does not have an effect on the amount you pay to that lender under your credit agreement.

We reserve the right to charge an admin fee of £299 to handle and administer the transaction of any finance deals done using a 3rd party lender or brokerage.

They offer the following finance products:

Hire Purchase (HP)

Hire Purchase also know as Conditional Sale Is a simple way of financing that gives you the certainty of a fixed interest rate, and fixed monthly payments throughout the agreement. The initial deposit and repayment period can be structured to help meet your budget and the length of time you expect to keep the car. You can trade in your existing car and put this towards the initial deposit, or if you wish, just put down a cash deposit.

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Personal Contract Purchase (PCP)

PCP gives additional flexibility since part of the cost is deferred until the end of the agreement which may give you the benefit of lower monthly payments. The deferred amount is known as the Guaranteed Future Value (GFV) sometimes known as Optional Final Payment. At the end of the agreement you will have 3 options. Retain The Car, Renew The Car, Return The Car To The Finance House.

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Lease Purchase

Conditional Sale with a balloon also known as Lease Purchase (LP) is similar to a standard Conditional Sale product but with lower monthly repayments since a significant repayment of the amount of credit is deferred to the final payment. This final amount is known as a balloon payment and is calculated by forecasting the value of the car at the end of your agreement. The main difference between Conditional Sale with a balloon and Personal Contract Purchase is that the balloon payment must be paid by you in full.

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Some of our Finance Partners

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