IMPORTANT COVID 19 UPDATE - WE ARE STILL AVAILABLE FOR CLICK AND COLLECT PURCHASES – PLEASE CONTACT US FOR MORE INFORMATION.

01757 247287 sales@prestigeperformanceyorkshire.co.uk Mon - Fri: 09:00 to 17:30, Sat: 10:00 to 16:00

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Finance options available

Prestige Performance (Yorkshire) Ltd (FRN 655861) trading as Prestige Performance Yorkshire is authorised and regulated by the Financial Conduct Authority.

Prestige Performance Yorkshire is a broker, not a lender. We will introduce you to a limited number of lender,

They offer the following finance products:


Hire Purchase (HP)

Hire Purchase also know as Conditional Sale Is a simple way of financing that gives you the certainty of a fixed interest rate, and fixed monthly payments throughout the agreement. The initial deposit and repayment period can be structured to help meet your budget and the length of time you expect to keep the car. You can trade in your existing car and put this towards the initial deposit, or if you wish, just put down a cash deposit.

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Personal Contract Purchase (PCP)

PCP gives additional flexibility since part of the cost is deferred until the end of the agreement which may give you the benefit of lower monthly payments. The deferred amount is known as the Guaranteed Future Value (GFV) sometimes known as Optional Final Payment. At the end of the agreement you will have 3 options. Retain The Car, Renew The Car, Return The Car To The Finance House.

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Lease Purchase

Conditional Sale with a balloon also known as Lease Purchase (LP) is similar to a standard Conditional Sale product but with lower monthly repayments since a significant repayment of the amount of credit is deferred to the final payment. This final amount is known as a balloon payment and is calculated by forecasting the value of the car at the end of your agreement. The main difference between Conditional Sale with a balloon and Personal Contract Purchase is that the balloon payment must be paid by you in full.

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